Personal Products

  • Provides essential protection if you’re held responsible for injuries or property damage to others. It covers legal fees, medical costs, and damages, giving you peace of mind and financial security.

  • A liability insurance policy that provides coverage for vacant land (no buildings or structures) against bodily injury or property damage claims from third parties (e.g., trespassers injured on the property).

    • Common for: Landowners with undeveloped property not currently in use.

    • Does NOT cover: Structures, personal property, or construction-related claims.

  • Covers damage to buildings under construction caused by fire, theft, vandalism, weather, and more. Whether you're a contractor or property owner.

  • E&O insurance covers claims of negligence, mistakes, or failure to deliver promised services. Ideal for consultants, agents, and service providers, this policy helps cover legal defense costs and settlements — even if the claim turns out to be groundless.

  • Provides an added layer of liability coverage beyond your auto, home, or other primary policies. It helps cover legal fees, medical bills, and damages when claims exceed your base policy limits