Provides cash benefits for covered injuries such as broken bones, dislocations, burns, eye injuries, and lacerations. Benefits can help with medical treatment, hospital stays, and recovery expenses. Payments are typically made according to a fixed benefit schedule.

Pays a lump sum upon diagnosis of a covered condition, helping with medical bills, travel, or everyday expenses during a health crisis.

Helps cover the cost of receiving medical and personal care in your home whether you’re recovering from an illness, injury, or surgery. This coverage can include skilled nursing, physical therapy, help with daily activities, and even homemaker services, allowing you to heal comfortably and safely at home.

Helps pay for extended care services like assisted living, in-home care, or skilled nursing facilities. It protects your assets and independence as needs change with age or illness.

Pays a fixed cash benefit for each day you are hospitalized due to illness or injury. This benefit can be used to help with deductibles, co-pays, or other personal expenses like transportation and bills. Benefits are paid directly to you.

Some plans may include optional riders to provide additional benefits for doctor visits, ambulance services, or prescription-related costs.

Covers routine dental and eye care, such as exams, cleanings, glasses, contact lenses, and more.

Major medical insurance for employers with two or more W-2 employees.